There is a deadline for existing Aadhaar holders to link their UID with the bank accounts.
Banks have opened multiple channels to assist their customers in the process of linking UID with accounts
This guide will help to easily link the Aadhaar – the 12-digit Unique Identity Number (UID) issued by the UIDAI (Unique Identification Authority of India) – with the bank account before the deadline set by the government.
The UIDAI, the authority that issues Aadhaar card, has said the linking of UID (Unique Identity Number) with bank accounts and mobile SIMs, among others, is mandatory and deadlines are “valid and lawful” as of now.
To help the customers in the process of linking their savings accounts with Aadhaar, banks have opened multiple channels.
Here are some of the facilities offered by India’s largest bank SBI (State Bank of India), other large banks such as ICICI Bank, HDFC Bank and Axis Bank and Punjab National Bank (PNB):
How to link Aadhaar card with SBI savings account
Linking of SBI savings bank account with Aadhaar through ATM
SBI customers can access any of the bank’s ATMs to seed their Aadhaar with the bank account.
After swiping the ATM card and entering your PIN, Select the menu “Service – Registrations”. Select Aadhaar Registration (or inquiry as per your need). Select the account type.
The user is then asked to enter his or her Aadhaar number.
Confirm the same by re-entering it, according to the bank’s website.
Linking Aadhaar (UID) with SBI bank account via internet banking portal onlinesbi.com
SBI customers having subscribed to the bank’s internet banking facility can log into www.onlinesbi.com and access the link “Link your Aadhaar number” under “My Accounts”, appearing on the left panel of the screen, according to SBI.
Clicking on the link directs the user to a screen where he or she has to select the Account number, input the Aadhaar number and click on ‘Submit’.
The last two digits of registered mobile number (non-editable) will be displayed to the customer, according to SBI. The status of mapping will be advised to the customer’s registered mobile number, it noted.
SBI – SMS
For bank account-Aadhaar linking via an SMS service, SBI customers can send their Aadhaar UID from their mobile number registered with the bank in via SMS to 567676 in the following format: UID (space) Aadhaar number (space) Account number
In case the mobile number is not registered or in case the Aadhaar is already linked to Account, an SMS reply will be sent to you, according to the SBI website.
If your mobile number is registered with SBI, the user will receive an SMS confirmation of the seeding request, it noted.
The Aadhaar number will be verified by Bank with UIDAI. In case it fails verification, an SMS will be sent to the customer to contact any SBI branch along with Aadhaar number or e-Aadhaar.
SBI bank – branch visit
SBI customers can visit any branch of the bank with a copy of their Aadhaar number or e-Aadhaar. At the branch, a Letter of Request will be obtained from customer along with the photocopy of Aadhaar letter. After necessary verification, the Aadhaar linking will be done by the branch. An SMS will be sent to customer’s registered mobile number regarding the status of seeding, SBI adds.
How to link Aadhaar card with ICICI Bank savings account
ICICI Bank – mobile app (iMobile)
ICICI Bank has provided an app, called iMobile, that offers facilities such as payment through UPI (Unified Payment Interface), among several other banking services.
ICICI Bank has listed on its website steps to use the mobile app iMobile to link Aadhaar with the bank account. These are:
Login to the app using the internet banking ID and password or four-digit PIN, says ICICI Bank.
Click on ‘Services’, and under the ‘Instabanking Services’ section, click on the ‘Update Aadhaar’ option.
Enter the 12-digit Aadhaar number (UID) and proceed by submitting the request.
After this, the user may download the app or or SMS iMobile to 5676766 to get the download link, according to the ICICI Bank website.
“Once you submit the number, we will call you to assist with iMobile activation. Please ensure that the mobile number is registered for mobile banking and has GPRS facility activated,” ICICI Bank adds.
ICICI Bank – internet banking
The customer is required to log in using the internet banking user ID and password.
After this, the user is required to enter the 12-digit Aadhaar number and then re-enter. Proceed by clicking on ‘Submit’.
After this, Aadhaar can be updated in the bank account using a link provided by ICICI Bank.
ICICI Bank – ATM
Swipe the card.
Select language.
Login with your ATM PIN.
Select Aadhaar Updation under the ‘More Options’ section in the menu.
Enter the 12-digit Aadhaar Number, re-enter it and proceed by selecting ‘Submit’.
ICICI Bank – phone banking
Dial ICICI Bank’s customer care number.
After this step, the caller is required to select his or her desired language from the options menu.
Press 1 for ‘banking accounts’.
Enter your 16-digit debit card or 12-digit account number, followed by your PIN
Press 1 to update Aadhaar number after the Aadhaar Prompt is played
Enter the 12 digit Aadhaar number and confirm to update Aadhaar in your Bank accounts
“Alternatively, you can also press Option 5 in “Self Banking Menu” to update your Aadhaar number or choose Option 9 to speak to the officer,” ICICI Bank adds on its website.
ICICI Bank – branch visit
Kindly furnish self-attested Aadhaar copy along with original Aadhaar card to the bank official for verification purpose, according to the ICICI Bank website.
How to link Aadhaar card with HDFC Bank savings account
HDFC Bank – net banking
Step 1
Login to HDFC Bank’s net banking service. Select the ‘request’ section under the Accounts option and click ion ‘View/Update Aadhaar Number’.
Step 2
Select the Account to which you would like to link your Aadhaar Number. Re-enter your Aadhaar Number and click on ‘Update’.
Step 3
Click on ‘Confirm’ after checking all your updated details.
HDFC Bank – mobile banking
Step 1
Login to Mobile Banking App. Select the ‘Request’ section under Accounts option and tap on ‘View/Update Aadhaar Number’.
Step 2
Select the Account to which you would link to link your Aadhaar Number
Step 3
Re-enter your Aadhaar Number, tap on ‘Update’ and then tap on ‘Confirm’ to submit the details.
HDFC Bank – ATM
According to the HDFC Bank website, the customers may use the following steps after completion of a transaction at an ATM of the bank:
Step 1
ATM screen prompts ‘Link Aadhaar to your bank account’
Step 2
Select ‘Yes’ and enter your valid Aadhaar number
HDFC Bank – SMS
(HDFC Bank lists different ways to link Aadhaar with the bank account)
“You can send an SMS from your registered mobile number to 5676712. Send- AS space space space,” HDFC Bank mentions on its portal.
How to link Aadhaar card with Axis Bank savings account
Axis Bank – phone banking
Dialing from registered mobile number
Contact Axis phone banking at 18604195555 or 18605005555.
Dial 2 for savings account and then press 1 for Aadhaar updation.
Or
Dial 3 for credit card and then press 1 for Aadhaar updation.
Dialing from non-registered mobile number
Contact Axis phone banking at 18604195555 or 18605005555.
Select your desired language.
Dial 2 for savings account and then press 1 for Aadhaar updation.
Or
Dial 3 for credit card and then press 1 for Aadhaar updation.
Axis Bank – SMS
Axis Bank customers can link their Aadhaar with their savings account in two simple steps, according to the Axis Bank website. These are:
AC< last 6 digits of your savings account number Send it to 5676782 For example, send 123456789101 AC 691320 to 5676782, here 123456789101 is your Aadhaar number and 691230 are the last 6 digits of your account number, Axis Bank explains on its website. After receiving your SMS, the bank will process the same at the back-end. You will be notified once the process is complete, says Axis Bank.
Axis Bank – internet banking
Open your Axis Bank net banking window.
Login using internet banking credentials.
Click on the ‘Aadhaar Seeding’ link for registration.
Provide details.
Axis Bank – ATM
Visit an Axis Bank ATM counter.
Insert debit card at the ATM.
Select ‘Registration’.
Enter your ATM PIN.
Select ‘Link Aadhaar Number’ from the options.
Select ‘Account’.
Select ‘Update.
Enter your Aadhaar Number correctly, and re-enter to confirm.
Confirm your Aadhaar card number by clicking the ‘Confirm’ button on the screen.
Axis Bank – bank branch
Axis Bank also provides an offline route – by way of a branch visit in person – to enable its customers to link their savings account with the Aadhaar card.
Axis Bank – bank website
Visit the official bank website and look for the official Register Aadhaar Copy page, according to the Axis Bank website. The bank has on its website provided a link to complete the linkage process.
How to link Aadhaar card with PNB bank account
How to link Aadhaar with PNB account via OTP-based Aadhaar seeding
Punjab National Bank (PNB) has shared for customers on its internet banking website – netpnb.com – steps to link their Aadhaar with their bank account from the comfort of their homes. They are:
Enter the valid account number and click on the ‘Continue’ button.
After this, the user should receive the OTP on his or her registered mobile number.
Enter the OTP and security code. Proceed by clicking on the ‘Validate’ button.
(An online tool by PNB enables its customers to seed their Aadhaar into the bank accounts)
Once the OTP is validated, the user is redirected to another page.
This page prompts for Aadhaar number – the 12-digit personal identification number also known as Unique Identity Number or UID.
Enter the Aadhaar Number and click on the ‘Continue’ button.
After this, the user receives an OTP on his or her mobile number registered with the UIDAI.
Enter this OTP and validate it by clicking on the ‘Validate’ button.
On a successful completion of the process, the customer’s personal details are displayed on the page.